The most expensive purchase a person will most likely make in their life is their home. Since your home is your largest asset, it’s
important to protect it with homeowners insurance. The proper homeowner's insurance is vital to safeguarding your family’s most expensive asset. Here at the Lindenwood Agency, we like to sit down with our customers to find them the homeowners insurance which best fits their needs.

Condo insurance has components from both homeowner and renters insurance. With Condo insurance, generally for the dwelling you are typically only insuring the internal structure or the drywall itself. In most situations, there is a condo association with a “master policy” for the outside of the dwelling.

A lot of people like to combine the comfort of home along with the flexibility of mobility. In this type of situation, an RV is the perfect toy. This type of insurance covers motor homes and travel trailers. Now let’s take a look at the type of coverage that falls under RV

Our belongings all have a certain place in our life, but it goes without saying that some items are more important and expensive than others. For those types of things which fit that mold, there is an insurance policy for that. This type of policy is generally written on an agreed value basis. Appraisals are useful in knowing how much to properly insure these items for.

Vehicles are extremely important to most people and so is the car insurance you select. Whether you depend on your car for work, taking the kids to soccer or anything else, it’s important to properly insure the vehicle and yourself to get back on the road quickly. Your car insurance policy can also provide protection against legal expenses from medical or death that your vehicle caused, as well as property damage. 

An umbrella policy is the ultimate way to safeguard your assets. The purpose of an umbrella policy is to act as an extra layer of liability insurance over your existing home and auto liability. Most umbrella policies provide an extra $1 million or $2 million in coverage for a very minimal cost.

Nothing brings family and friends together quite like lake life and boating. In Missouri especially, with great lakes such as the Lake of the Ozarks and Tablerock Lake, boat insurance is a popular product. Let’s take a look at the coverage that you should carry out on the water ways

In the United States approximately 64% of the population rent rather than own, while only 40% carry renter’s insurance! Find out below why you should protect yourself with renter’s insurance.

There are several different levels of these types of policies, but we like to sit down with our customers and put together the best program for your needs. Dwelling Fire/Landlord policies are very similar to homeowner policies, except not as comprehensive. Landlord policies can be owner-occupied, but the majority of them are for tenants.

Natural disasters can destroy homes, businesses, and quite frankly peoples’ lives. Storms like Hurricane Katrina can ravage an area with water and a normal homeowner policy will not save you. There is a special type of insurance for this type of disaster, and that insurance is called Flood Insurance. Let’s take a look at the facts about flood insurance.