© 2018 Lindenwood Insurance Agency
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Lindenwood Agency Commercial Personal Insurance St. Charles St. Peters Missouri

1112A First Capitol Drive

St Charles, MO 63301

(636) 946-6133

Serving the commercial and personal insurance needs of St. Charles, St. Peters, O'Fallon and St. Louis for over 50 years!

  • Best Insurance Agent St. Charles

RV Insurance

We specialize in providing comprehensive business & personal insurance plans with competitive pricing to St. Charles, St. Peters, O'Fallon, St.  Louis, and surrounding areas. We are fully licensed and accredited and work with all major insurance companies to get you the best rates possible. Send us a message or give us a call, we can handle all of your insurance needs!

RV Insurance

A lot of people like to combine the comfort of home along with the flexibility of mobility. In this type of situation, an RV is the perfect toy. This type of insurance covers motor homes and travel trailers. Now let’s take a look at the type of coverage that falls under RV. 

 

Important Features

• Bodily Injury Liability: This component of an auto policy is the most important component. This component provides coverage for others that your vehicle has caused harm to. In particular, this component provides coverage to the other party that sustained an injury in an accident that you caused. 

 

• Physical Damage Liability: This component of the liability provides coverage for physical damage you cause to property in an accident that you cause. 

 

• Collision Coverage: This component of an auto policy protects you, the insured and your vehicle from damage done during an auto collision. This coverage includes a deductible that must be paid before the insurance is activated. 

 

• Comprehensive Coverage: This component is also referred to as “other than collision” which means this is for damage to your car for factors other than a collision. Types of claims that fall under this component of auto insurance would be theft, fire, damage caused by animals or other “acts of god.” 

 

• Vacation Liability: This pays for injuries that happen at your vacation site, in your RV or the area around your RV up to the specified limit you select. 

 

• Loss settlement: There are different loss settlements that fall under your comprehensive and collision coverage. They are: 

1. Stated Value: market value of the RV

2. Agreed Value: the amount that is agreed upon, ignoring market value

3. Replacement Cost: this replaces your RV with a similar model 

Schedule a consultation with Lindenwood Agency in St. Charles

Lindenwood Agency specializes in providing comprehensive business & personal insurance plans with competitive pricing to St. Charles, St. Peters, O'Fallon, St. Louis, and surrounding areas. We are fully licensed and accredited and work with all major insurance companies to get you the best rates possible. Once we understand your insurance needs we will use every resource to secure the proper coverage at the most competitive prices available.

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If you have any questions or want to set up an appointment, contact us or give us a call- 636-946-6133!

Types of Insurance We Offer

  • Business Owner's Insurance

  • Business Property Insurance

  • General Liability Insurance

  • Business Income Insurance

  • Workers Compensation Insurance

  • Commercial Umbrella Insurance

  • Commercial Building Insurance

  • Business Inland Marine Insurance

  • Business Personal Property Insurance

  • Business Surety & Fidelity Bonds

  • ...and more!

 

  • Homeowners Insurance

  • Auto/Car Insurance

  • Personal Umbrella Insurance

  • Renter's Insurance

  • Condo Insurance

  • Landlord Insurance

  • Personal Articles/Possessions

  • Personal Inland Marine Insurance

  • RV/Boat/Trailer Insurance

  • Flood Insurance

  • ...and more!

 

We've Served the commercial and personal insurance needs of St. Charles, St. Peters, O'Fallon and St. Louis for over 50 years!

WHAT OUR CLIENTS THINK

During my time as a client of The Lindenwood Agency I've been made to feel that I'm more than just a policy. They take the time to handle my problems with speed, accuracy, and heart. Each employee is knowledgeable and there to make sure that my life goes right in the face of whatever comes my way. At the end of the day I know I can count on The Lindenwood Agency to be there for me and ensure my life goes on without any complication, while they pick up the pieces and put it back together better than before!
Christopher, St. Louis, MO

The Lindenwood Agency has done a wonderful job providing our family with peace of mind in their handling of our insurance needs over the years. Back when we were new clients, I totaled my car three days before our wedding and was dreading dealing with the claim in addition to pulling everything together for the wedding. Ryan told me not to worry and to focus on getting married, and he handled everything related to the claim. Additionally, Ryan annually checks our current rate against the rates of other providers to make sure that we are getting the best deal possible while still making sure that we are adequately protected. You couldn’t ask for better customer service.

Daniel, St. Charles, MO