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Meet The Lindenwood Agency Team

Lindenwood Agency insurance agents are fully trained and qualified. We have some of the top experts in St. Charles. Our experts provide you with personalized service and will offer the best options available for your personal or commercial insurance needs.

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Melodie Smith, President

Melodie is the President and has been a Producer with the Lindenwood Agency since 1996. Melodie has been an insurance agent since 1984. With over 30 years experience in the industry, she is well acquainted with aiding clients with all of their insurance needs. While in the industry she has been in a multitude of different roles. From a customer service representative to a supervisor for a large direct writer, Melodie has truly done it all within the insurance industry. Currently, she is a member of the St Charles Chamber of Commerce and currently resides in St Peters, and attended Antelope Valley Junior College, In Lancaster, California. Melodie is married with two children and two grandchildren. Her interests are Reading, ATV Riding, Traveling and her Family. 

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Ryan Mica, Vice President

Ryan is the Vice President of the Lindenwood Agency. A third-generation insurance producer, Ryan has insurance flowing through his veins. Born and raised in the St. Charles area, Ryan attended Duchesne High School and then went on to the University of Missouri-Columbia where he earned his Bachelor of Science in Business Administration. Ryan returned home after college and started a sales position with a marketing firm. After a few years, he joined the Lindenwood Agency as a customer service representative and worked his way up the ladder. In his free time, Ryan likes to spend time with his new wife, and watch his favorite sports teams. Go Cards!

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Ted Cornett, Producer

Ted joined the Lindenwood Agency in 1999 and has been a member of the St. Charles County community since 1968. A native of Denver, Colorado, Ted settled in Flint Hill after obtaining a Masters degree in Psychology and started his career as a guidance counselor in the Fort Zumwalt School District. In 1970, Ted started his own insurance agency, which he ran for over 20 years. In 1999, Ted decided to come on board at the Lindenwood Agency and has been happily employed here ever since. With 45 years in the business, Ted is an absolute insurance expert. In his free time, Ted enjoys spending time with his family, which consists of 22 grandchildren. 

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Grant Glosier, Producer

Grant joined the Lindenwood Agency in 2016 after 6 years of managing a local excavation company. Born and raised in St. Charles, Grant has deep roots in the local area. Grant attended St. Charles West High School and then went on to the University of Missouri-St. Louis. Every day he brings to work an eager attitude and a relentless work ethic. In his free time Grant enjoys the outdoors, hunting, camping, playing/watching sports, and spending time with his family and friends.

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Sandy Null, Producer


Sandy joined the Lindenwood Agency staff in 2014 as a customer service representative. Although she is new to our agency, she is hardly new to the industry. With 20 years of insurance experience working for a massive direct writer, Sandy has extensive insurance knowledge. Throughout these years Sandy has developed a clear and concise understanding of the insurance industry encompassing auto, fire, life and health. I truly enjoy being able to help customers, as well as the excitement of having to constantly stay updated on the ever-changing industry. In her free time, Sandy really enjoys hanging out with her family and friends. 

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Brenden Gray, Producer


Brenden joined the Lindenwood Agency in 2020. A native of Springfield, Illinois, Brenden moved to St. Louis in 2018. Brenden attended Robert Morris College where he majored in Business with an emphasis in accounting. Out of college, he joined the banking world. After many years of being a banker, Brenden transitioned into the insurance industry. He worked for a large direct writer before coming over to the independent channel with Lindenwood. In his free time, Brenden likes to spend time with his fiance, play golf and woodworking. 

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David Quist, Commercial Lines Account Executive


David joined the Lindenwood Agency in 2021. A native of the St. Louis Metro area, David graduated from Southeast Missouri State University. David has been an insurance agent for eight years.  He is married with three children and a dog named Gus. His interests are spending time with family and friends, flying radio control gliders with, watching the Cardinals, Camping, riding bikes, fishing, and golf.

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Cathy Chisholm, Customer Service Representative


Cathy joined the Lindenwood Agency staff in 2015. Although Cathy is new to the Insurance Industry, she brings with her over 30 years of management and customer service experience She loves a good challenge and has a "can do" attitude. She moved to Mo from Ca 10 years ago and enjoys living here. She has 2 kids still in California, The oldest is a Chief Petty Officer in the USN and the youngest is an officer with the Ca. Highway Patrol.

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Jessica Dunn, Customer Service Representative


Jessica joined the Lindenwood Agency in 2021 and has been in the insurance industry for several years. Jessica moved to Missouri from Florida 7 years ago. In her free time, she enjoys playing piano and spending time with her daughter and fur-son.

Schedule a consultation with Lindenwood Agency in St. Charles

Lindenwood Agency specializes in providing comprehensive business & personal insurance plans with competitive pricing to St. Charles, St. Peters, O'Fallon and surrounding areas. We are fully licensed and accredited and work with all major insurance companies to get you the best rates possible. Once we understand your insurance needs we will use every resource to secure the proper coverage at the most competitive prices available.

If you have any questions or want to set up an appointment, contact us or give us a call- 636-946-6133!

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Types of Insurance We Offer

  • Business Owner's Insurance

  • Business Property Insurance

  • General Liability Insurance

  • Business Income Insurance

  • Workers Compensation Insurance

  • Commercial Umbrella Insurance

  • Commercial Building Insurance

  • Business Inland Marine Insurance

  • Business Personal Property Insurance

  • Business Surety & Fidelity Bonds

  • ...and more!


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  • Homeowners Insurance

  • Auto/Car Insurance

  • Personal Umbrella Insurance

  • Renter's Insurance

  • Condo Insurance

  • Landlord Insurance

  • Personal Articles/Possessions

  • Personal Inland Marine Insurance

  • RV/Boat/Trailer Insurance

  • Flood Insurance

  • ...and more!


We've Served the commercial and personal insurance needs of St. Charles, St. Peters, O'Fallon and St. Louis for over 50 years!


Just wanted to let you know how Happy we are with the service you provide us. The Work Comp especially, we call for Certificate of Insurance and you guys get it done quick and efficiently. We have sent a lot of installers to you over the years and it seems that they are all happy with your service. Just wanted to let you know that I appreciate it. These days it’s hard to get people to do what they say they will.  Thanks!! 

 John Dickherber - Wholesale Flooring USA

Lindenwood Agency is one of the best insurance companies we have dealt with in our day to day business. Melodie Smith is our go to girl and is quick to respond and help out with any questions or concerns we may have. She is always willing to help with our last minute requests and walk our borrowers through the insurance process. We love the way Lindenwood’s certificates are designed, making it easy for us as a lending company to understand and follow. Melodie is always on top of the renewals on all of our files which helps us out tremendously. 10/10 would recommend working with Melodie Smith at Lindenwood Agency.

 Sarah Maxon, Longhorn III Investments, LLC

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