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Lindenwood Agency Commercial Personal Insurance St. Charles St. Peters Missouri

1112A First Capitol Drive

St Charles, MO 63301

(636) 946-6133

Serving the commercial and personal insurance needs of St. Charles, St. Peters, O'Fallon and St. Louis for over 50 years!

  • Best Insurance Agent St. Charles

Commercial Umbrella Insurance

We specialize in providing comprehensive business & personal insurance plans with competitive pricing to St. Charles, St. Peters, O'Fallon, St. Louis, and surrounding areas. We are fully licensed and accredited and work with all major insurance companies to get you the best rates possible. Send us a message or give us a call, we can handle all of your insurance needs!

When General Liability Isn't Enough

A commercial umbrella policy is the ultimate way to safeguard your business assets. The purpose of an umbrella policy is to act as an extra layer of liability insurance over your existing liability policies. Most umbrella policies provide an extra $1 million or $2 million in coverage for a very minimal cost with limits going much higher if needed. 

 

To some, umbrella insurance might sound like overkill, but liability limits can run out quickly. Imagine you are driving your vehicle and you cause a terrible wreck that causes fatalities. The liability on the auto policy can run out quickly on that, so it's best to have an extra layer of protection. We now live in a sue happy environment so at minimal costs it's best to protect ourselves.

Schedule a consultation with Lindenwood Agency in St. Charles

Lindenwood Agency specializes in providing comprehensive business & personal insurance plans with competitive pricing to St. Charles, St. Peters, O'Fallon, St. Louis, and surrounding areas. We are fully licensed and accredited and work with all major insurance companies to get you the best rates possible. Once we understand your insurance needs we will use every resource to secure the proper coverage at the most competitive prices available.

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If you have any questions or want to set up an appointment, contact us or give us a call- 636-946-6133!

Types of Insurance We Offer

  • Business Owner's Insurance

  • Business Property Insurance

  • General Liability Insurance

  • Business Income Insurance

  • Workers Compensation Insurance

  • Commercial Umbrella Insurance

  • Commercial Building Insurance

  • Business Inland Marine Insurance

  • Business Personal Property Insurance

  • Business Surety & Fidelity Bonds

  • ...and more!

 

  • Homeowners Insurance

  • Auto/Car Insurance

  • Personal Umbrella Insurance

  • Renter's Insurance

  • Condo Insurance

  • Landlord Insurance

  • Personal Articles/Possessions

  • Personal Inland Marine Insurance

  • RV/Boat/Trailer Insurance

  • Flood Insurance

  • ...and more!

 

We've Served the commercial and personal insurance needs of St. Charles, St. Peters, O'Fallon and St. Louis for over 50 years!

WHAT OUR CLIENTS THINK

During my time as a client of The Lindenwood Agency I've been made to feel that I'm more than just a policy. They take the time to handle my problems with speed, accuracy, and heart. Each employee is knowledgeable and there to make sure that my life goes right in the face of whatever comes my way. At the end of the day I know I can count on The Lindenwood Agency to be there for me and ensure my life goes on without any complication, while they pick up the pieces and put it back together better than before!
Christopher, St. Louis, MO

The Lindenwood Agency has done a wonderful job providing our family with peace of mind in their handling of our insurance needs over the years. Back when we were new clients, I totaled my car three days before our wedding and was dreading dealing with the claim in addition to pulling everything together for the wedding. Ryan told me not to worry and to focus on getting married, and he handled everything related to the claim. Additionally, Ryan annually checks our current rate against the rates of other providers to make sure that we are getting the best deal possible while still making sure that we are adequately protected. You couldn’t ask for better customer service.

Daniel, St. Charles, MO