Flood Insurance
We specialize in providing comprehensive business & personal insurance plans with competitive pricing to St. Charles, St. Peters, O'Fallon, St. Louis, and surrounding areas. We are fully licensed and accredited and work with all major insurance companies to get you the best rates possible. Send us a message or give us a call, we can handle all of your insurance needs!
Flood Insurance
Natural disasters can destroy homes, businesses, and quite frankly peoples’ lives. Storms like Hurricane Katrina can ravage an area with water and a normal homeowner policy will not save you. There is a special type of insurance for this type of disaster, and that insurance is called Flood Insurance. Let’s take a look at the facts about flood insurance.
Important Features
• The most common flood insurance program is operated by the National Flood Insurance Program which is run by the federal government.
• This flood insurance program has two key components: building and contents coverage.
• Building Coverage: The federally run program will insure the building/dwelling up to $250,000. If you require more insurance, you will have to obtain it through private insurers.
• Contents Coverage: Personal property through the federally run flood insurance program will cover you up to $100,000. If you want more than that, then a private insurer is the best alternative.
• Flood insurance isn’t for everyone. Some consumers live in a flood zone, so the coverage is mandatory. Other consumers may not be required to carry flood insurance, but if they feel they are in an unsafe zone, it could be a relatively cheap safeguard.
Schedule a consultation with Lindenwood Agency in St. Charles
Lindenwood Agency specializes in providing comprehensive business & personal insurance plans with competitive pricing to St. Charles, St. Peters, O'Fallon, St. Louis, and surrounding areas. We are fully licensed and accredited and work with all major insurance companies to get you the best rates possible. Once we understand your insurance needs we will use every resource to secure the proper coverage at the most competitive prices available.
If you have any questions or want to set up an appointment, contact us or give us a call- 636-946-6133!
Types of Insurance We Offer
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Business Owner's Insurance
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Business Property Insurance
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General Liability Insurance
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Business Income Insurance
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Workers Compensation Insurance
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Commercial Umbrella Insurance
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Commercial Building Insurance
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Business Inland Marine Insurance
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Business Personal Property Insurance
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Business Surety & Fidelity Bonds
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...and more!
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Homeowners Insurance
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Auto/Car Insurance
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Personal Umbrella Insurance
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Renter's Insurance
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Condo Insurance
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Landlord Insurance
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Personal Articles/Possessions
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Personal Inland Marine Insurance
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RV/Boat/Trailer Insurance
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Flood Insurance
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...and more!
We've Served the commercial and personal insurance needs of St. Charles, St. Peters, O'Fallon and St. Louis for over 50 years!
WHAT OUR CLIENTS THINK
During my time as a client of The Lindenwood Agency I've been made to feel that I'm more than just a policy. They take the time to handle my problems with speed, accuracy, and heart. Each employee is knowledgeable and there to make sure that my life goes right in the face of whatever comes my way. At the end of the day I know I can count on The Lindenwood Agency to be there for me and ensure my life goes on without any complication, while they pick up the pieces and put it back together better than before!
Christopher, St. Louis, MO
The Lindenwood Agency has done a wonderful job providing our family with peace of mind in their handling of our insurance needs over the years. Back when we were new clients, I totaled my car three days before our wedding and was dreading dealing with the claim in addition to pulling everything together for the wedding. Ryan told me not to worry and to focus on getting married, and he handled everything related to the claim. Additionally, Ryan annually checks our current rate against the rates of other providers to make sure that we are getting the best deal possible while still making sure that we are adequately protected. You couldn’t ask for better customer service.
Daniel, St. Charles, MO