© 2018 Lindenwood Insurance Agency
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Lindenwood Agency Commercial Personal Insurance St. Charles St. Peters Missouri

1112A First Capitol Drive

St Charles, MO 63301

(636) 946-6133

Serving the commercial and personal insurance needs of St. Charles, St. Peters, O'Fallon and St. Louis for over 50 years!

  • Best Insurance Agent St. Charles

Boat Insurance

We specialize in providing comprehensive business & personal insurance plans with competitive pricing to St. Charles, St. Peters, O'Fallon, St.  Louis, and surrounding areas. We are fully licensed and accredited and work with all major insurance companies to get you the best rates possible. Send us a message or give us a call, we can handle all of your insurance needs!

Boat Insurance

Nothing brings family and friends together quite like lake life and boating. In Missouri especially, with great lakes such as the Lake of the Ozarks and Tablerock Lake, boat insurance is a popular product. Let’s take a look at the coverage that you should carry out on the water ways:

 

Types of Boat Insurance Coverage

• Boating Bodily Injury Liability: This component of boat insurance is the most important component. This component provides coverage for others that your vehicle has caused harm to. In particular, this component provides coverage to the other party that has sustained an injury in an accident that you caused. 

 

• Boating Physical Damage Liability: This component of the liability provides coverage for physical damage you cause to property in an accident, which you are at fault for. 

 

• Boating Collision Coverage: This component of boat insurance protects you, the insured and your vehicle from damage done during a boating collision. This coverage includes a deductible that must be paid before the insurance will activate. 

 

• Boating Comprehensive Coverage: This component is also referred to as “other than collision” which means this is for damage to your boat for factors other than a collision. Types of claims that fall under this component of boat insurance would be theft, fire, damage caused by animals or other “acts of god.”

 

• Agreed Value Coverage: Most times boats are insured on an agreed value basis less the deductible. 

• Personal Effects Coverage: Similar to contents coverage on your homeowner policy, this coverage can insure phones, fishing equipment and other items that you would keep in your boat. 

Schedule a consultation with Lindenwood Agency in St. Charles

Lindenwood Agency specializes in providing comprehensive business & personal insurance plans with competitive pricing to St. Charles, St. Peters, O'Fallon, St. Louis, and surrounding areas. We are fully licensed and accredited and work with all major insurance companies to get you the best rates possible. Once we understand your insurance needs we will use every resource to secure the proper coverage at the most competitive prices available.

If you have any questions or want to set up an appointment, contact us or give us a call- 636-946-6133!

Types of Insurance We Offer

  • Business Owner's Insurance

  • Business Property Insurance

  • General Liability Insurance

  • Business Income Insurance

  • Workers Compensation Insurance

  • Commercial Umbrella Insurance

  • Commercial Building Insurance

  • Business Inland Marine Insurance

  • Business Personal Property Insurance

  • Business Surety & Fidelity Bonds

  • ...and more!

 

  • Homeowners Insurance

  • Auto/Car Insurance

  • Personal Umbrella Insurance

  • Renter's Insurance

  • Condo Insurance

  • Landlord Insurance

  • Personal Articles/Possessions

  • Personal Inland Marine Insurance

  • RV/Boat/Trailer Insurance

  • Flood Insurance

  • ...and more!

 

We've Served the commercial and personal insurance needs of St. Charles, St. Peters, O'Fallon and St. Louis for over 50 years!

WHAT OUR CLIENTS THINK

As a fine art company with a lot of high priced inventory moving around and being stored, we had a lot of unique questions and circumstances. The Lindenwood Agency was quick to answer and address any concerns we had. At the end of the day, they delivered a policy to fit our exact needs and left no doubt in our mind about coverage. You could tell they genuinely cared about getting us the proper coverage, they were looking out for things we had not even considered. We would wholeheartedly recommend Lindenwood Agency for any business that values personal attention and vast insurance knowledge.

Ryan, Lucks Fine Art

Ryan and the Lindenwold Agency have been nothing but helpful the past 2 years helping with my home insurance.  As a first time homebuyer I was, and still am, a bit overwhelmed at keeping up to speed with keeping my insurance and paperwork up to date.  Ryan and his team have always been available to walk me through the process and make sure I’m up to date getting the best deal on my insurance.  Overall the biggest key is trust, and I believe I’m in good hands at Lindenwood!

Mike, St. Louis