Worker's Compensation

Worker's Compensation in St. Charles, MO

Worker’s compensation is designed to protect your company’s most important asset, the employees. According to the Occupational Safety and Health Administration, 1 in 10 construction workers are hurt every year! Worker’s compensation is there to help protect your employees should a work place injury occur. 

What types of expenses are covered?

• Compensation for permanent work place injuries
• Medical expenses from injury or illness caused in the workplace
• Assists in replacing lost wages while employee can’t work
• Aids in preventing the employer from being sued as employee’s needs are addressed with worker’s compensation insurance

What types of injuries aren’t covered under Worker’s Compensation?

• Injuries that are self inflicted
• Injuries that occur when an employee is violating company policy (for example, drinking or doing drugs on the job)
• Injuries inflicted doing an illegal behavior

If you have any questions about personal Worker’s Compensation Insurance or would like to learn more, call your local St. Charles insurance broker, Lindenwood Agency, today at (636) 946-6133.

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