Renter's Insurance

Renter's Insurance in St. Charles, MO

In the United States approximately 64% of the population rent rather than own. While only 40% carry renter’s insurance! Find out below why you should protect yourself with renter’s insurance.

Why Renter’s Insurance

• Personal Property Insurance: Renters insurance is a great product to have. Unlike homeowners insurance, renters insurance doesn’t cover the actual structure or dwelling. The purpose of renters insurance is to have coverage for your personal property. One of the great aspects of renters insurance is its affordability. To insure all of your belongings is relatively cheap under a renter’s policy. 
• Liability Insurance: This coverage is designed to protect you and your assets if someone is injured or their property is damaged and it’s your fault. When choosing your coverage level, it’s important to remember the assets you need to protect in case someone decides to bring a lawsuit against you. 
• Medical Payments: This coverage is in place to cover medical expenses of a guest that is on your property should they be injured. 
• Loss of Use- Being displaced from your place after a loss can be very unnerving, thankfully there is a coverage that helps you find temporary shelter. Loss of use coverage is designed to pay for your lodging while your dwelling is under repair. 

If you have any questions about renters insurance or would like to learn more, call your local St. Charles insurance broker, 
Lindenwood Agency, today at (636) 946-6133.

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