top of page

Renter's Insurance

We specialize in providing comprehensive business & personal insurance plans with competitive pricing to St. Charles, St. Peters, O'Fallon, St.  Louis, and surrounding areas. We are fully licensed and accredited and work with all major insurance companies to get you the best rates possible. Send us a message or give us a call, we can handle all of your insurance needs!

Renter's Insurance

In the United States approximately 64% of the population rent rather than own, while only 40% carry renter’s insurance! Find out below why you should protect yourself with renter’s insurance.

 

Why Do You Need Renter's Insurance?

• Personal Property Insurance: Renters insurance is a great product to have. Unlike homeowners insurance, renters insurance doesn’t cover the actual structure or dwelling. The purpose of renters insurance is to have coverage for your personal property. One of the great aspects of renters insurance is its affordability. To insure all of your belongings is relatively cheap under a renter’s policy. 

 

• Liability Insurance: This coverage is designed to protect you and your assets if someone is injured or their property is damaged and it’s your fault. When choosing your coverage level, it’s important to remember the assets you need to protect in case someone decides to bring a lawsuit against you. 

 

• Medical Payments: This coverage is in place to cover medical expenses of a guest that is on your property should they be injured. 

 

• Loss of Use- Being displaced from your place after a loss can be very unnerving, thankfully there is a coverage that helps you find temporary shelter. Loss of use coverage is designed to pay for your lodging while your dwelling is under repair. 

renters apartment insurance st. charles st. peters st. louis ofallon missouri

Schedule a consultation with Lindenwood Agency in St. Charles

Lindenwood Agency Commercial Personal Insurance St. Charles St. Peters Missouri

Lindenwood Agency specializes in providing comprehensive business & personal insurance plans with competitive pricing to St. Charles, St. Peters, O'Fallon, St. Louis, and surrounding areas. We are fully licensed and accredited and work with all major insurance companies to get you the best rates possible. Once we understand your insurance needs we will use every resource to secure the proper coverage at the most competitive prices available.

If you have any questions or want to set up an appointment, contact us or give us a call- 636-946-6133!

Types of Insurance We Offer

  • Business Owner's Insurance

  • Business Property Insurance

  • General Liability Insurance

  • Business Income Insurance

  • Workers Compensation Insurance

  • Commercial Umbrella Insurance

  • Commercial Building Insurance

  • Business Inland Marine Insurance

  • Business Personal Property Insurance

  • Business Surety & Fidelity Bonds

  • ...and more!

 

best insurance agent st. charles st. peters st. louis ofallon missouri
  • Homeowners Insurance

  • Auto/Car Insurance

  • Personal Umbrella Insurance

  • Renter's Insurance

  • Condo Insurance

  • Landlord Insurance

  • Personal Articles/Possessions

  • Personal Inland Marine Insurance

  • RV/Boat/Trailer Insurance

  • Flood Insurance

  • ...and more!

 

We've Served the commercial and personal insurance needs of St. Charles, St. Peters, O'Fallon and St. Louis for over 50 years!

WHAT OUR CLIENTS THINK

During my time as a client of The Lindenwood Agency I've been made to feel that I'm more than just a policy. They take the time to handle my problems with speed, accuracy, and heart. Each employee is knowledgeable and there to make sure that my life goes right in the face of whatever comes my way. At the end of the day I know I can count on The Lindenwood Agency to be there for me and ensure my life goes on without any complication, while they pick up the pieces and put it back together better than before!
Christopher, St. Louis, MO

The Lindenwood Agency has done a wonderful job providing our family with peace of mind in their handling of our insurance needs over the years. Back when we were new clients, I totaled my car three days before our wedding and was dreading dealing with the claim in addition to pulling everything together for the wedding. Ryan told me not to worry and to focus on getting married, and he handled everything related to the claim. Additionally, Ryan annually checks our current rate against the rates of other providers to make sure that we are getting the best deal possible while still making sure that we are adequately protected. You couldn’t ask for better customer service.

Daniel, St. Charles, MO

bottom of page