Umbrella Policy

Umbrella Policy in St. Charles, MO

What is an Umbrella Policy

An umbrella policy is the ultimate way to safeguard your assets. The purpose of an umbrella policy is to act as an extra layer of liability insurance over your existing home and auto liability. Most umbrella policies provide an extra $1 million or $2 million in coverage for a very minimal cost.

To some, umbrella insurance might sound like overkill, but liability limits can run out quickly. Imagine you are driving your car and you cause a terrible wreck with collateral fatalities. The liability pay-out on the auto policy can run out quickly, so it's best to protect yourself with the added benefits of an umbrella policy. We now live in a litigious society and for minimal costs you can protect yourself from the gavel of injustice.

To learn more about umbrella policies and liability insurance call the Lindenwood Agency of St. Charles to start the conversation at (636) 946-6133. 

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