Homeowner's Insurance

The most expensive purchase a person will most likely make in their life is their home. Since your home is your largest asset, it’s
important to protect it with homeowners insurance. The proper homeowner's insurance is vital to safeguarding your family’s most expensive asset. Here at the Lindenwood Agency, we like to sit down with our customers to find them the homeowners insurance which best fits their needs.

 

Important Features

• Dwelling Coverage- This coverage is designed to repair or rebuild the physical home in the event of a loss. Common causes of loss are tornados, hail, or fire. 

 

• Liability Coverage- This coverage is designed to protect you and your assets if someone is injured or their property is damaged and it’s your fault. When choosing your coverage level, it’s important to remember the assets you need to protect in case someone decides to sue you. 

 

• Medical Coverage- This coverage is in place to cover medical expenses of a guest that is on your property should they be injured. 

 

• Contents- Your house is full of your belongings, ranging from clothing to expensive televisions and furniture. In the event of a theft, fire, or any other covered loss, this coverage will replace your lost or destroyed items. 

 

• Loss of Use- Being displaced from your home after a loss can be very unnerving, thankfully there is a coverage that helps find temporary shelter. Loss of use coverage is designed to pay for your lodging while your house is under repair.